We introduce world's first ROE-Commerce platform
All types of physical stores can implement QR payments to elevate their business to the next level, allowing customers to achieve upto 100% ROE (Return On Expences).
The market landscape is evolving at an unprecedented pace. In the early 20th century, traditional businesses thrived with customers visiting physical stores to shop. However, the past decade has witnessed a dramatic shift as customers increasingly prefer online shopping with doorstep delivery.
This transformation has posed significant challenges for traditional business owners. Those who embrace the digital revolution survive and thrive, while others face declining sales and uncertain futures. If this trend continues, traditional businesses risk being entirely displaced in the near future.
We have identified the gap and developed an innovative solution designed for all types of businesses. Our approach not only supports businesses but also empowers customers by increasing their spending power.
With our exclusive offering of up to or a full 100% Return on Expenses (ROE), customers can maximize their purchasing capacity, directly driving increased sales and sustainable growth for businesses. Our ROE-commerce solution is designed to equally benefit merchants, wholesalers, and manufacturers, further enhanced by our unique Distinguished Area Mapping (DAM) service for optimized business growth and outreach.
BOB Digital Software (BDS) Ecosystem a unified, innovative platform designed to power businesses with cutting-edge digital solutions."
The BDS Ecosystem’s comprehensive suite of features spans various business segments, with ROE-commerce being one of the core component. It includes two distinct ROE-commerce portals: BOBSOP, catering to all merchants, and BOBMART, designed for wholesalers and manufacturers.
The ROE-commerce component of the BDS Ecosystem stands out with its revolutionary capability to offer up to or a full 100% return on expences, a feature that sets it apart from traditional platforms. Beyond delivering unparalleled value to customers, it fosters a dynamic business ecosystem for manufacturers, wholesalers, and sellers.
Merchants face difficulties with today’s digital payment systems. While technology has made transactions faster, there are still several challenges that affect convenience, cost, and earnings. Below are the main issues:
Most payment systems currently support only UPI (Unified Payments Interface). This limits flexibility, as customers who prefer to pay using debit or credit cards often cannot do so.
To accept debit or credit card payments, merchants must get a POS (Point of Sale) machine from banks. These machines usually come with setup charges or monthly rental fees, adding extra costs to the merchant's business.
When a payment is received, merchants don’t get the full amount. A noticeable percentage is deducted as service charges before the money is settled into their bank account. This reduces the actual income merchants earn from each transaction.
Due to various financial challenges, many customers are facing reduced spending capacity. As a result, merchants are experiencing a drop in overall sales, which directly affects their business growth and profit margins.
Today, many people are having problems with money. Their income is low, but the cost of living is high. Because of this, they are not able to spend freely. Even if they want to buy something they like or follow their dreams, they often have to say no because they don’t have enough money.
Most of the people now focus only on basic needs like food, rent, and bills. They are not able to enjoy life or make plans for the future. This makes them feel stressed and unhappy.
Also, when people spend money, there is no system that gives anything back or protects that expences. Once the money is spent, it is gone forever. Whether it’s used for shopping, bills, or other needs. This makes people more careful and worried about spending.
In simple words, people are earning less, spending carefully, and getting nothing extra in return. This is a big problem in today’s time.
BOBPEY lets people pay in many ways. They can use any type of UPI, credit card, debit card, net banking, or pay later. All these options are available in one system. So, people can pay the way they like, without any problem.
BOBPEY is the first platform in the world that helps protect the money people spend. In normal payment systems, once people pay for something, the money spent. But with BOBPEY, that changes. When customers make payments using BOBPEY, they can get up to 100% of that amount back as return value. This return value is stored in their BOBPEY account as Rapid Point and can be used for future payments.
This means people are not just spending—they are also saving while spending. It gives them more power to spend again without needing extra income. So even if they are facing financial problems, they don’t have to stop themselves from buying important things. BOBPEY helps them continue their daily needs and also gives them the chance to fulfill their dreams, without feeling worried about losing money.
With this simple and smart system, BOBPEY makes life easier and better for every customer.
BOBPEY lets people pay in many ways. They can use any type of UPI, credit card, debit card, net banking, or pay later. All these options are available in one system. So, people can pay the way they like, without any problem.
When someone pays using BOBPEY, the merchant gets the full amount. There are no hidden fees or cuts. It doesn’t matter which payment method the customer uses, the merchant always receives the exact money paid.
BOBPEY gives value back to customers. When a customer spends money through BOBPEY, they can get back up to 100% of the principal amount. This returned value can be used for their next payments. So, they are not just spending—they are also saving.
Since they get value back, customers feel better and safer while spending. They don’t worry too much about losing money. This helps them spend more when needed.
When customers spend more, merchants get more sales. This helps the business grow and increases the profit. BOBPEY creates a win-win situation for both customers and merchants.
This ROE-commerce portal is designed to offer customers the opportunity to receive up to or a full 100% return on their expences. Customers can shop from all available merchants on the portal and benefit from this value return. This unique feature not only enhances the shopping experience but also helps BOBSOP sellers boost their sales.
This ROE-commerce portal serves as a dedicated marketplace for manufacturers and wholesalers, requiring bulk orders for transactions. Using the online inventory management system, sellers can set minimum order quantities for each product. Additionally, BOBMART buyers benefit from up to or a full 100% return on their expences, significantly boosting sales for manufacturers and wholesalers.
The BOBPEY payment system introduces a QR-based payment solution for all types of physical stores. By using BOBPEY, store owners can offer up to a 100% return on customer expenses, helping to boost sales and drive business growth.
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BOB Digital Software Ecosystem
